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Tuesday, October 1, 2024

Rant #3,546: Life


And I knew that October would be a horrid month for myself and my family, but I had no idea it would be this bad.

In yesterday's mail was a letter from our Medicare Advantage health care provider, alerting us that as of December 31, 2024, they would not be providing us with Medicare health coverage anymore.

There was no explanation at all ... they are just dropping us, and thousands of others I would assume.

I had heard that this was about to happen to some people--I did not know that this group would include myself and my family--because some insurance companies have decided that it was not worth the effort to.provide such coverage to older citizens for a variety of reasons, including profitability.

And you must replace this coverage before the end of the year, or you will lose your coverage and your prescription coverage too.

So my wife and I tag-teamed trying to find out a solution to this problem.

I called the New York State of Health, while my wife called our health insurance company.

The guy I spoke to said starting later this month, I could start to shop for a replacement plan, which I can tell you is an oncredible time-consuming pain in the tuckis.

My wife ended up speaking to a broker, who, over the next hour or 90 minutes, took down all of our medical.information, our doctors, our prescriptions, and everything else about us that he needed to know.

He will do a phone meeting with my wife and I on Wednesday afternoon, and maybe we can find out just who is going to insure us beginning in 2025.

This is a nuisance beyond belief.

When you have no union to provide your insurance when you retire, when you are forced to retire against your will with little to show for your decades of work, this is what happens.

Bottom of the barrel health coverage.

All the legwork is on you, and you are at the will of the insurance companies who really don't care about you in the least.

Funny, after hours of this nonsense, I had work to do, and went into my email--

And the first email i saw was one from our soon-to-be former health care provider.

It was the company's monthly newsletter, and upon seeing it, I sent it back to them with a message--"You are not insuring us anymore--who cares!"

I then trashed the email, probably as quickly as they trashed myself, my family, and thousands of others.

It is difficult getting older, but it really should not be THIS difficult.

And we are only at the first day in October ... what other pleasures will arise during.this wretched month?

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